Our Protection Advice
- Tailored for You
At Elsby Life Solutions, we believe that protection should be simple, clear, and completely personal. We offer advice on a range of solutions to help you and your business stay secure—without drowning you in technical terms. Explore our services below and discover how we can help safeguard
your future.
Personal Protection
Safeguarding your future—clearly, simply, personally.
Life Cover
Support your loved ones with a straightforward cover designed to ease financial burdens when you’re no longer here. We explain every detail so you feel confident in your decision.
Critical illness Cover
Critical Illness Cover provides financial support if a serious illness strikes. We focus on what
matters—ensuring you have the help you need during challenging times.
Income Protection
If you’re unable to work due to illness or injury, income protection keeps your finances steady. It’s a simple way to protect your day-to-day life.
Mortgage Protection
Mortgage protection ensures your family keeps their home if the unexpected happens. It’s a simple way to safeguard your most important asset.
Business Protection
Protecting your business – and your peace of mind.
Business & Director Cover
For business owners and directors, we advise on tailored protection that covers both yourpersonal and professional interests. We make it simple to safeguard what you’ve built.
Key Person Cover
When a key team member faces unexpected challenges, key person cover helps minimise disruption. We offer peace of mind with clear, practical advice.
Loan Protection
Loan Protection safeguards your business loans if illness, injury or death prevents repayments. It’s straightforward cover to keep your finances protected.
Relevant Life Cover
Structured correctly, premiums can be treated as a business expense while avoiding benefit-in-kind charges.
Group Life
Tax-efficient cover with no employer NI costs. Valuable staff protection that boosts retention—hassle-free.
Executive Income Protection
Provides a regular income if unable to work due to illness or injury paid by the business, tax-deductible, no NI contributions.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot
be foreseen.
Why Our Services Stand Out
We offer advice on a range of protection solutions designed for everyday life
Straightforward Advice
We break down complex options into easy-to-understand choices.
Tailored for You
Every solution is customised to fit your personal or business needs.
Real People, Real Expertise
Forget big call centres—speak directly with professionals who care.
Frequently Asked Questions
How do I know which cover is right for me?
We start with a friendly chat to understand your needs, then explain the options in simple terms.
Is your advice tailored to me?
Absolutely. Every recommendation is based on your personal circumstances and goals.
How do I get started?
give us a call—we’re here to help.
Client Reviews
Feedback from our satisfied clients
We’re proud of the relationships we build with our customers. Don’t just take our word for it – see what clients have to say.